To pay with QR codes in Argentina, you must have an active and verified account with Ripio.

If you haven’t completed KYC (Know Your Customer) with Ripio, World Money will prompt you to verify your identity before you can proceed. This verification is required to enable QR payments and comply with local regulations.

QR code payments allow you to pay merchants in Argentina using your wARS funds.

Making a payment with a QR code

1. Scan the QR code 
   Open World Money, tap Pay, and point your camera at the merchant’s QR code.

   

2. Enter or review the amount

   There are two types of QR codes:

   • Prefilled QR: The merchant already sets the amount. You'll see the total in ARS and its wARS equivalent, including any applicable fees.

   • Non-prefilled QR:
     You'll need to enter the amount you wish to pay. The app will display the ARS total and the corresponding wARS amount before you continue.

3. Confirm the payment 
   Tap Confirm to authorize the crypto transfer.

   If you proceed with the transaction, Ripio processes the payment by converting the required wARS amount to ARS and then remitting it to the merchant.

4. Transaction completed 
   Once the payment is successful, you’ll see a confirmation in World Money. The transaction details will also be available in your transaction history.

Troubleshooting steps

If the QR code payment isn’t working as expected, try the following:

• Ensure the lighting is good and the QR code is clearly visible.
• Hold your camera steady and point it directly at the QR code.
• Ask the merchant to refresh or regenerate the QR code.
• Force-close World Money and try again.

If the issue continues, please contact us through in-app support so we can help you further.

Frequently Asked Questions (FAQ)

Why are QR payments only available in certain countries?

QR payment availability depends on:

• Local partnerships and regulations 
• A local payment network integration

We are working to expand QR payments to additional regions. Users in regions without QR payments can still send payments to other World Money users using supported on/off ramps, and via transfer to external wallets.

Translations may differ slightly from the original English content. For the most accurate information, please refer to the article's English version if any discrepancies occur.