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How do I deposit into my Virtual Account?

Depositing assets into your Virtual Account is simple: You can receive deposits by sharing your account details and any funds deposited will be converted into USDC and reflected in your World Wallet balance.

How to receive deposits

  1. Head to the Wallet tab and select Bank account.
  1. Choose the account where you want to receive funds and tap Details.
  1. Tap Account details to view your routing number, account number, and bank name.
  1. Share these details with your employer, clients, or any institution that will send you funds.
  1. You can also tap Share details to send your account information through other channels (e.g., email, chat). 

You’ll receive a notification in the app as soon as the funds are deposited.


How deposits are processed

When assets are sent to your Virtual Account, they are handled by our trusted providers:

  • Lead Bank: issues your account details for receiving deposits.
  • Bridge: converts your deposit from fiat (US dollars) into USDC and deposits the USDC into your World Wallet.

Important:

  • If you are sending money from your own bank account, the name on your bank account must match the name on your Virtual Account in World App.
  • Processing times vary depending on your bank and when the payment is sent, usually taking 1–3 business days.

Frequently Asked Questions (FAQ)

My funds are missing or haven’t arrived in my account.

If you don’t see your funds, please contact the Support Team directly through World App, so we can investigate.

  • If the transfer came from your bank account, ask your bank for a Trace ID.
  • Sharing this information with us will help us locate your transaction faster.
     

When will my funds arrive?

  • ACH transfers: Usually take 1–3 business days. If it’s a same-day ACH sent before 4 p.m. EST, it should arrive that same day.
  • Wire transfers: They’re usually completed within a few hours and always the same day if sent before 5 p.m. EST.

     

What is the minimum amount that I can send or receive?

The minimum amount is currently $1 USD.

 


Translations may differ slightly from the original English content. For the most accurate information, please refer to the article's English version if any discrepancies occur.

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