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How do I deposit into my Virtual Account?

Depositing assets into your Virtual Account is simple: You can receive funds by sharing your account details. Any supported funds deposited will be converted and reflected in your World Wallet balance: into USDC for US Virtual Accounts, and into wARS for Argentina Virtual Accounts.

Note: The steps below vary depending on your account type and location.

How to receive deposits

US Virtual Account (USD)

  1. Head to the Wallet tab and select Bank account.
  1. Choose the account where you want to receive funds and tap Details.
  1. Tap Account details to view your routing number, account number, and bank name.
  1. Share these details with your employer, clients, or any institution that will send you funds.
  1. You can also tap Share details to send your account information through other channels (e.g., email, chat). 

You’ll receive a notification in the app as soon as the funds are deposited.

Argentina Virtual Account (ARS)

Go to the Wallet tab and select Virtual Account.

  1. Tap the information icon next to your ARS account.

    02_PAY_IN_Cuenta_Virtual_ARS_Informacion.jpg
  2. Tap Account Details to view your CVU number.

    03_PAY_IN_Cuenta_AR_Virtual_Detalles.jpg
  3. Copy your CVU or tap Share All Details to send it to your bank or payer.
  4. Ask your bank or payer to send a transfer in ARS to your CVU.
  5. Once received, ARS is automatically converted to wARS and added to your wallet. The minimum transfer is ARS 100, and currently no fees apply.
Sending to your bank account
  1. Go to the Wallet tab.
  2. Tap Send or Withdraw.
  3. Select wARS argentino.

    06_PAY_OUT_Retirar_Select_wARS.jpg
  4. Select bank transfer.

    07_PAY_OUT_Select_Method_CuentaFiat.jpg
  5. Enter your bank account CVU as the destination.
  6. Confirm the amount and complete the withdrawal. Your wARS will be converted to ARS and sent to your bank. Currently no fees apply to this transaction.

    11_PAY_OUT_Confirm_Retiro_Summary.jpg

How deposits are processed

When assets are sent to your Virtual Account, they are handled by our trusted providers:

US Virtual Account (USD)

  • Lead Bank: issues your account details for receiving deposits.
  • Bridge: converts your deposit from fiat (US dollars) into USDC and deposits the USDC into your World Wallet.

Argentina Virtual Account (ARS):

  • Ripio: processes your ARS deposits and withdrawals, and converts between ARS and wARS.

Important:

  • If you are sending money from your own bank account, the name on your bank account must match the name on your Virtual Account in World App.
  • Processing times vary depending on your bank and when the payment is sent, usually taking 1–3 business days.

Frequently Asked Questions (FAQ)

My funds are missing or haven’t arrived in my account.

If you don’t see your funds, please contact the Support Team directly through World App, so we can investigate.

  • If the transfer came from your bank account, ask your bank for a Trace ID.
  • Sharing this information with us will help us locate your transaction faster.
     

When will my funds arrive?

  • ACH transfers: Usually take 1–3 business days. If it’s a same-day ACH sent before 4 p.m. EST, it should arrive that same day.
  • Wire transfers: They’re usually completed within a few hours and always the same day if sent before 5 p.m. EST.

     

What is the minimum amount that I can send or receive?

The minimum amount depends on your account type. For US Virtual Accounts: $1 USD. For Argentina Virtual Accounts: ARS 100.

 


Translations may differ slightly from the original English content. For the most accurate information, please refer to the article's English version if any discrepancies occur.

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