Worldcoin & Rewards
Vaults
What is a Dollar Vault?
Overview
Dollar Vault is available to World ID-verified users. The Dollar Vault allows you to deposit USDC into an account as part of your non-custodial World Wallet. You may also be able to earn yield on USDC from third-party providers.
You are able to store your USDC in one of two account types:
- Vault: Your USDC are locked via a decentralized smart contract until you choose to unlock them. You may earn yield from third-party providers.
- Spending: Your USDC are ready for daily transactions.
Depositing Into Vault
1. Go to the Wallet tab, then tap on Cash.
2. Select Digital Dollars.
3. Open the Vault.
4. Tap the Transfer in button
5. Select the amount you’d like to deposit, then Continue
6. Check the transaction details, then tap Confirm once you're ready to proceed
7. Tap Done to exit
Earning Yield in Vault
Digital Dollars that are deposited into the Vault may earn additional yield from third-party providers, subject to their terms and conditions. The APY that you can earn is variable and may change. These details will be displayed in your Dollar Vault page.
How is Yield Generated?
Yield is generated from deposits into the Sky Protocol. When you deposit into Dollar Vault, you are swapping Digital Dollars for sDAI using a decentralized smart contract.
sDAI is a token that represents the value of the Dai Savings Rate (DSR), which is offered to depositors in the Sky Protocol. The yield generated by sDAI is directly tied to the Dai Savings Rate, which can fluctuate over time.
Withdrawing Digital Dollars from Vault
You are able to withdraw your Digital Dollars from Vault into Spending whenever you’d like. To withdraw from your Vault:
1. Go to the Wallet tab, then tap on Cash
2. Select US Dollars and open the Vault
3. Tap the Transfer out button
4. Choose the amount you'd like to withdraw, then tap on Continue
5. Check the transaction details and tap the Confirm button once you're ready
6. A screen will appear to confirm the withdrawal is being processed.
Your Digital Dollars will be moved to your Spending account immediately after you confirm the withdrawal.
Translations may differ slightly from the original English content. For the most accurate information, please refer to the article's English version if any discrepancies occur.
What is Worldcoin Vault?
Overview
Worldcoin Vault allows you to earn rewards on your WLD. If Worldcoin Vault is available in your country, you can access it from the Wallet tab.
1. Just tap on the Worldcoin card.
2. You’ll find the Vault option there.
The Worldcoin Vault stores your WLD separately from the Spending account, which you can use for everyday actions like sending, receiving, or swapping.
Depositing WLD into the Vault
Currently, there are two ways to deposit WLD into the Worldcoin Vault:
Transferring WLD from your Spending Account
1. Just open the Vault, and tap the Transfer in button to begin.
2. Use the slider to select the amount you want to transfer and tap Continue.
3. Tap Confirm deposit.
Claiming WLD Airdrops directly into the Vault (where available).
Disclaimer: The Airdrop Program is only available to World ID users who meet the eligibility requirements set forth in our Terms.
When claiming your monthly WLD Airdrop, the default option will be to claim into your Worldcoin Vault. You can change it to claim into your Spending account if you wish to do so before continuing.
Earning Rewards in Worldcoin Vault
The World Foundation deploys decentralized smart contracts that deliver rewards on the WLD in your Vault. The smart contracts may have certain requirements, such as a maximum amount of WLD that may earn rewards, as well as the maximum rate at which you can earn rewards.
As seen in this example, if the maximum amount is 500 WLD, any WLD amount over 500 WLD in your Vault will not earn rewards:
These requirements will be stipulated on the Worldcoin Vault display within World App, as will the current rewards rate when you deposit WLD.
Note: The World Foundation may cancel this rewards program or change the rewards rate at any time.
Rewards are accrued continuously and distributed daily. These rewards will only be received by you when you withdraw your WLD out of your Vault.
Withdrawing WLD from the Vault
You are able to withdraw your WLD from Vault into Spending whenever you’d like.
1. Just open the Vault and tap the Transfer out button to begin.
2. Choose the amount you want to withdraw.
3. Tap on Confirm withdrawal.
4. Once you request a withdrawal, your tokens are immediately unlocked and moved to your Spending account. You’ll see the following message:
Translations may differ slightly from the original English content. For the most accurate information, please refer to the article's English version if any discrepancies occur.
Earn & Rewards
How do I use Earn?
Earn is a feature in World App that, where available, lets you deposit supported assets into on-chain lending protocols and track the rewards they generate over time. By depositing supported assets, such as Worldcoin (WLD), Digital Dollars (USDC), Ethereum (wETH), or Bitcoin (wBTC), you can automatically track earned rewards with no complicated setup or external apps.
Where Earn is supported
Earn is available in selected countries, and availability may vary by region. If the Earn feature does not appear in your Wallet tab, it may not be supported in your location.
To start earning:
- Open the Wallet tab and tap Earn.
- Choose a Program (e.g., Worldcoin, Digital Dollars (USDC), Ethereum (wETH), Bitcoin (wBTC)).
3. Tap Deposit, enter the amount, and Confirm.
4. Your rewards will update over time and appear in the Earn dashboard.
5. You can request to withdraw your assets anytime (the precise timing and pricing of your exit may depend on on-chain liquidity and protocol conditions).
Understanding APY
The reward rates you see are shown as APY (Annual Percentage Yield). The Total APY is a snapshot estimate calculated using the weighted average of your current APY rates across all programs where you have a balance in Earn. It is shown for informational purposes only.
The reward rates are variable, meaning they can go up or down, are subject to change at any time, and your balance may also change in value. The rates you receive vary depending on the rates of the protocol provider Morpho, the amount of assets you hold in each program, and any promotional rates. World App displays the current APY rate before you deposit.
Frequently Asked Questions
Where do the rewards come from?
World App uses Morpho, a decentralized protocol that helps find the most competitive on-chain lending rates. Everything happens automatically in the background, using on-chain lending protocols selected by Morpho, so you can deposit and track your rewards without managing the underlying DeFi steps yourself. As with any on-chain activity, there are risks, including smart contract and market risks.
Human boosted rewards are promotional rewards for World App users who are World ID verified. These boosts are limited to the first 1000 WLD and first 1000 USDC in the Earn program. A full list of available rewards can be viewed on the third-party website, Merkl.
Do I need another wallet?
No. Everything is accessible directly from your World App.
Is Earn the same as the WLD / USDC Vault?
No, Earn is different and separate from the WLD and USDC Vaults. Earn is an additional feature in World App available to track your on-chain rewards.
How long do deposit/withdrawal transactions take?
Deposits and withdrawals are typically processed within a short time on-chain, but actual timing can vary based on network conditions, liquidity, and transaction fees.
Translations may differ slightly from the original English content. For the most accurate information, please refer to the article's English version if any discrepancies occur.
How do invite rewards work?
Overview of the Invite Rewards Program
Before the program ended, when you invited friends to World App, you could earn rewards once they verified their World ID. Invite rewards were issued as Points, added to your balance in the World ID Rewards Mini App. Availability varied by country, and eligibility requirements may have applied.
How did invite rewards work?
You could share your unique invite code with friends who had not yet joined World App and verified their World ID. Once your friend verified their World ID with an Orb using your code, you would have received your reward as Points in your World ID Rewards Mini App balance, usually shortly after they completed verification. In select countries, the invitee may have also received a reward.
You could be eligible to receive an invite reward only if your friend:
- Entered your invite code before verifying their World ID at an Orb
- Your friend completed World ID verification at an Orb
- Your friend met all eligibility requirements
Frequently Asked Questions
Can I still invite others to join World?
Yes, you can use the Invites Mini App. Just note that as of September 2026, invite rewards are no longer granted.
How many friends can I invite?
You can share your invite code with as many people as you like.
Why didn't I receive my reward?
Before September 1, 2026, Rewards were granted only when your invited friend met all eligibility requirements - entering your code before their Orb verification and completing it. If they didn't qualify, a reward was not issued.
Translations may differ slightly from the original English content. For the most accurate information, please refer to the article's English version if any discrepancies occur.
Updates to the Airdrop Program
⚠️ Update as of June 1, 2026: WLD Airdrop cycles are no longer being created or renewed. At present, if you have an active cycle, you can continue claiming monthly WLD until it ends. Once your cycle ends, no new cycle will be created.
Overview
The Airdrop Program granted WLD tokens to unique humans who verified their World ID. At present, eligible users who enrolled before June 1, 2026 and claimed their first airdrop can continue claiming their monthly WLD portions until the end of their 12-month cycle.
Eligibility to continue claiming monthly WLD airdrops depends on the type of verification completed before June 1, 2026:
- Orb Verification: Provides the highest level of certainty that a user is a unique human. This option offers the highest amount of WLD.
- Credential Verification: Verification of an NFC-enabled passport or government ID as a Credential in World App. Credential verification provides a lower level of certainty, which means fewer tokens than Orb verification
Users who completed both verification types may be eligible to claim the highest combined token amount.
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How to Claim WLD Airdrops
These steps apply to users with an active airdrop cycle (enrolled before June 1, 2026).
1. Open the Worldcoin Mini App in World App.
2. Claim your monthly portion: WLD becomes available to claim once a month, on the same date you first verified your World ID. You have one month to claim before the next airdrop becomes available, or before your 12-month cycle ends.
3. Verify: Tap Verify to confirm your World ID and complete the claim. The token status will change to Claimed when done.
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Your WLD Claimable Amounts Explained
The amount of Worldcoin you may claim will be divided over 12 months. To claim portions of WLD, you’ll need to do so on a monthly basis. Please note that the amount is determined by the World Foundation and may fluctuate over time.
Information about WLD Airdrops can be found in the Worldcoin Mini App within your World App.
The Mini App has four tabs that are explained below.The Worldcoin Tab
It contains general information about the Worldcoin token and its distribution.
The Holdings Tab
This tab displays the Worldcoin tokens that you hold.
The Claims Tab
In this screen you’ll find a calendar view of your WLD airdrop 12-month cycle, the amount of WLD airdrops claimed, and the time left until the next airdrop is available to claim, if applicable.
The Stats Tab
Here you’ll see worldwide information about token distribution and market cap.
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Frequently Asked Questions
About the Program
What are airdrops?
Airdrops are free token distributions projects send directly to wallets, usually to reward early users or grow their community.
Can I still enroll in the Airdrop Program?
No. New airdrop cycles are no longer being created. Users who verified on or after June 1, 2026 are not eligible for WLD airdrops.What happens after my airdrop cycle ends?
No further WLD airdrops will be received after a 12-month airdrop cycle ends.
Token Reservation
What happened to my reserved tokens?
Any tokens that were unclaimed before July 31, 2025, have expired and are no longer available.
Token Claiming
How often can I claim WLD?
Once a month over a 12-month cycle, on the day of the month you first verified your World ID. You have a full month to claim the WLD airdrop before that portion expires and the next becomes available (if the 12-month cycle has not ended).
What happens to WLD that I haven't claimed?
Each monthly WLD portion expires if not claimed within the month it becomes available.
Are the monthly WLD portions always the same amount?
No. Usually the initial portion is the largest, with subsequent monthly portions gradually decreasing over your 12-month cycle.Why am I not receiving my WLD after claiming?
If eligible, it can take up to 24 hours for WLD to appear in your wallet after claiming. Before taking further action:a. Close and reopen the app.
b. Make sure the app is updated to the latest version.
c. Wait up to 24 hours for the transaction to complete.
If your claim is still processing, please double-check your receiving address on the World Chain Blockchain Explorer here: https://worldscan.org/
The blockchain record will confirm whether your WLD has been successfully received.
If you see the incoming WLD blockchain record, but World App does not reflect the same balance, rest assured that is just a display issue. It may take a while for the transaction to appear in your World App.
Our team may also be working on fixing a temporary issue and has paused WLD claims. You should receive your WLD once the maintenance is complete. Please check the status page for the latest updates.
If you need further assistance, please reach out to our Support team.
Translations may differ slightly from the original English content. For the most accurate information, please refer to the article's English version if any discrepancies occur.
If I'm not verified can I still receive monthly WLD?
Disclaimer: The Airdrop Program is only available to World ID users who meet the eligibility requirements set forth in our Terms.
Unverified World ID users will not be able to claim WLD on a monthly basis.
To claim WLD, you'll need to get verified and have a World ID. Once you're verified, you can sign up to claim WLD by following the steps listed here: How do I claim WLD in World App?
Important Note: As of June 1, 2026, yearly WLD Airdrop cycles are no longer being created or renewed. If you have an active cycle, you can continue claiming until it ends.
Stay tuned for updates on our official social media channels, which you can find in this article.
Translations may differ slightly from the original English content. For the most accurate information, please refer to the article's English version if any discrepancies occur.