Earn has replaced the WLD and USDC Vaults in World Money. You can no longer deposit into a Vault, and Vault is no longer a destination for WLD Airdrop claims.

If you still hold a balance in a legacy Vault, your funds are safe and they remain on-chain until you move them. See Moving your legacy Vault balance below.

For everything about the feature that replaced it, see How do I use Earn?

Can I still deposit into a Vault?

No. Deposits into the WLD and USDC Vaults are closed, and Vault is no longer offered as a destination when you claim a WLD Airdrop.

To deposit assets and generate rewards, use Earn instead. Earn supports more assets than Vault did — including Worldcoin (WLD), Digital Dollars (USDC), Ethereum (wETH), and Bitcoin (wBTC). See How do I use Earn?

What about rewards I earned in my Vault?

Rewards accrued on a Vault balance are paid out when you move that balance out of the Vault. Moving your balance to Earn or to your spending balance releases them.

Reward rates in Earn work differently from the Vault program and are shown as APY before you deposit. See How do I use Earn? for how those are calculated.

Moving your legacy Vault balance

If you hold a balance in a legacy Vault, you'll see an upgrade prompt with two options:

• Upgrade to Earn:  moves your balance into an Earn program, where it continues to generate rewards.
• Transfer to spending: moves it to your spending balance, where it's available to send, receive, or swap, and no longer generates rewards.

Tap the prompt and follow the steps. Where the prompt appears depends on your app version.

Note: Transfers to your spending balance are processed immediately. Withdrawals from Earn work differently — timing depends on on-chain liquidity and protocol conditions, so they may not be immediate.

I can't find my Vault or my balance shows as 0

Your funds are not lost. A legacy Vault balance stays on-chain until you move it. Contact support with your app version, your operating system, and a screenshot of your Earn screen, and we'll locate it for you.

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